it's about you: we offer bespoke financial services, tailored to the needs and situation of each client

it's about you

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Which Way Financial Solutions also believes that understanding the often jargon-littered world of pensions and benefits is best achieved through educating employers and employees to make informed choices about what is best for them.
We believe in forming positive and valued relationships with those we work with. At Which Way Financial Solutions: “It’s all about you”

Also Available

Our desire is to offer you the complete package when it comes to financial solutions. The following are a number of additional services we offfer as part of our service to you.

Flexible Benefits

There are two ways of looking at Flexible Benefits:

  • What benefits are provided and to whom and when
  • How the benefits offered to staff are offered and administered

Flexible Benefits platforms have been around for a number of years and enable an employer to let employee’s customise their benefits package (within parameters set by their employer).  For example rather than offering a pension scheme with a 5% employer contribution, with 4x salary lump sum death in service benefit and 50% of salary income protection benefit; an employee might have a physical amount of money to spend and they can select the benefits that suits them – this means they can customise, then review and update their benefits as their situation dictates.

Platforms will tend to work out more cost effective with larger employers and can often include the option to provide staff with a Total Reward Statement/Summary as part of the package.

For larger employers, wanting to provide staff with more choice and flexibility – this area is worth exploring…

Total Reward

Often individuals focus on the bottom line… how much they receive in their pay packet each time they get paid; however this is not always a true reflection of the benefits that they receive.

It is not uncommon for employees to have in addition to their pay other benefits including: sick pay, holiday pay, pension contribution, life cover, income protection, private medical insurance, company car allowance… the list could go on.

Total Reward Statements can take different forms but ultimately they are designed to bring together all of an employee’s benefits in one place and provides them with a clear overview of what they have, what they mean and what they are worth.  This is not only helpful to the individual but as a valuable tool to demonstrate, from an employer’s point of view, the benefits they provide to their valuable staff.